How it works

Five steps.
Zero surprises.

Every deal on Crednce follows the same protected path — from agreement to verified delivery to payout.

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Step 01Start

Create the Deal

Payment rails

Define the scope, set milestones, and fund the project upfront. Your payment is held safely in escrow and only released when work is delivered and approved.

Mobile Money — MTN, Vodafone, AirtelTigo
Bank transfer or card
Multi-currency support

"Your money is protected before the first message is sent."

Next: Scope Locked and Accepted
Step 02Setup

Scope Locked and Accepted

Legal layer

Both parties review and accept the terms. A timestamped, legally binding agreement is created instantly, locking in scope, deadlines, and milestones."

Auto-generated deal contract
Timestamped and tamper-proof
Aligned with local legal standards

"Once locked, the scope is the source of truth."

Next: Provider Delivers
Step 03Work

Provider Delivers

Track Every Step

Work happens on-platform. Files are uploaded, milestones are submitted, and every action is timestamped and stored — creating a clear, auditable trail from start to finish.

Task boards and file uploads built in
Every delivery is timestamped
Client reviews each milestone before release

"No delivery, no payment. Its that simple."

Next: Verify With Confidence
Step 04Verify

Verify With Confidence

Audit details

Deliverables are checked against the agreed scope using AI. If theres a dispute, our resolution engine steps in — with human expert review available for complex cases.

24–48 hr turnaround on disputes
Automated review: free with every deal
Expert review available on request

"Disputes resolved in 48 hours — not 48 days."

Next: Get Paid
Step 05Payout

Get Paid

Fast, Secure Payouts

Once the milestone is approved, escrow releases instantly. The provider gets paid, the client gets what they ordered, and both sides walk away with a record of the completed deal.

Instant to Mobile Money or bank
Full payout history stored
Deal closed and archived

"Verified work. Protected payment. Every time."