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Verified Work.Protected Payment.

Fund the whole deal. Follow the evidence. Release payment as agreed milestones are completed and approved.

The work, the proof and the payment decisions. All in one place.

Built for deals across distance. Starting with Africa.

Active dealProduct preview

Accra Home Renovation

LondonAccra

Current milestone

Roof replacement

Full deal funding confirmed

Evidence submitted

Site photographs · Inspection report

Awaiting client review

Review milestone

Review the work. Then decide.

In a real deal, compare the submitted photographs and inspection report with the agreed scope before approving or requesting changes.

This is an illustrative preview. No actual evidence or funds are attached.

See how review works

Payment not yet released

Illustrative deal · Not a live transaction

Recognition

Accra, Ghana 2026

Recognized for
what we’re building.

Two milestones. One mission: clearer agreements, verifiable progress and more accountable payments.

From the pitch to the podium. And back to building.

Event photographs · WeWire

Milestone-based deal volume

US$30,000+

Better structure. From the very first deal.

In agreements structured around milestones. A clearer record of what is agreed, delivered and approved.

How Crednce works

A clear path from agreement
to payment.

Explore the process
  1. Agree the work

    Define the scope, milestones and proof of completion before the deal begins.

  2. Confirm the funding

    Fund and lock the full agreed deal amount before work begins.

  3. Review the evidence

    Check delivery against the agreement. Approve the work or request changes.

  4. Release approved payments

    Release the completed milestone’s allocation from locked funds through payment partners.

Fund the whole deal before work. Release each allocation after milestone completion and approval.

Crednce in action

Different deals.
The same need for trust.

See how clearer agreements and evidence can change the conversation.

London → Accra

Build Back Home

You are in London. Your project is in Accra. Progress should not be a guessing game.

Follow the deal

Ama funds and locks her full renovation budget before work begins. The contractor earns releases as milestones are completed and approved, while Ama reviews progress against the agreed requirements.

  1. Agree the renovation scope and payment terms.
  2. Fund and lock the entire agreed renovation budget.
  3. Review site evidence and any required professional inspection.
  4. Approve a milestone or request changes before the next payment decision.

When something changes

An extra bathroom is new scope. Agree its price and deadline, then fund and lock the added amount before the extra work begins.

Discuss a similar deal

Budget → Purchase → Delivery

Materials, Accounted For

You approved the materials budget. Now follow what is ordered, paid for and delivered.

Follow the deal

A project needs cement and roofing materials. The parties connect the purchase to its budget, supplier, specifications and delivery requirements instead of trying to reconcile separate messages later.

  1. Fund the full deal, including any agreed materials allocation.
  2. Record the supplier, quantities, costs and agreed fees.
  3. Reserve the order allocation; release against completed milestones.
  4. Compare delivery evidence with the order and record any shortage.

When something changes

If 500 bags are ordered and 480 arrive, record the shortfall and agree the next action. An invoice alone does not establish complete delivery.

Discuss a similar deal

Exporter → Overseas buyer

The Coffee Trust Gap

The buyer wants confidence in the shipment. The exporter needs certainty about payment.

Follow the deal

A 40% deposit and 60% later promise leaves the exporter exposed. Crednce replaces that arrangement: the buyer funds and locks the entire order before work starts, and releases follow completed and approved milestones.

  1. Agree the coffee specifications, quantities and delivery terms.
  2. Fund the full order first; define releases for completed milestones.
  3. Review any required inspection and shipment evidence.
  4. Record arrival, acceptance or a discrepancy under the agreement.

When something changes

Crednce does not accept part now and the rest on arrival. The full agreed amount must be funded and locked before execution; this is not a financing offer.

Discuss a similar deal

Illustrative scenarios, not customer testimonials. Confirm workflow, verification and payment availability with the team.

A little more clarity

Before you
start a deal.

What is Crednce?

Crednce is a trust and milestone-payment platform for people and businesses funding projects or trading with partners in Africa. Clients fund and lock the full agreed deal amount before execution; payments are released against completed milestones, evidence and approval. Payment partners provide processing and settlement.

Is Crednce only for people living abroad?

Crednce starts with a clear need: people funding projects and business transactions from a distance. The workflow is also relevant to local clients, providers and businesses that need clearer agreements and accountable delivery.

When does the client fund the deal, and when is payment released?

The client funds and locks the full agreed deal amount before execution. That is not an immediate payment to the provider. Each milestone allocation is released after the work is completed and approved. Paying a deposit now and funding the rest on completion is not supported.

What happens when the work or the scope changes?

Record the change or issue against the agreement. An accepted scope increase must be fully funded before its added work begins; it is not a deferred deposit for the original deal. Disputed milestone releases follow the agreed resolution process.

Start with clarity

Your next deal deserves
more than a promise.

Clear expectations. Visible progress. Better payment decisions.

Talk to the team

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