Building Africa's
trust layer.

Payments across Africa became easier. Mobile money, bank transfers and payment gateways solved much of the problem of moving value. But a harder question remained: once two people agreed to do business, how could each side know that the other would keep their part of the deal?

A client could send money and still struggle to understand whether the work had actually been completed. A provider could invest time, materials or working capital while depending on a buyer to send the rest of the money later. Agreements, receipts, photographs and conversations were often scattered across different places.

The client funds the full agreed amount before execution begins. The provider works against defined milestones. Evidence is reviewed against what both sides accepted. Payment is then released from already committed funds as the agreed milestones are completed.

Crednce does not itself hold user funds. Payment processing, safeguarding and settlement are provided through licensed or appropriately regulated payment partners, while Crednce coordinates the deal and its release decisions.